SHREVEPORT, LA (KSLA) - In less than two years auto insurance rates in Louisiana could be on the rise."Tthey really need to go down on it because right now gas prices are high, everything is high," says Joshua Jacobs, a Louisiana driver. "Everything seems to be going up so we kind of have to deal with, with our economy," says Robin Quinn, another driver. Auto insurance coverage is based on three different minimum coverage areas denoted with the numbers 10-20-10; $10,000 for liability, $20,000 for damage to other people's property, and $10,000 for injury or death. The proposed minimum coverage jumps to 15-30-25. "I don't think the state has done anything to hurt anybody," says auto insurance agent, Trey Smith, he says the increase amounts to a few dollars a month, and is still below the amount he recommends to his customers now. "As an agent, I am very much for the increase, I think it's long overdue," says Smith. Auto insurance levels in Louisiana were set 20 years ago, and supporters of the bill point to that, and they point to the rising cost to pay for accidents, and even medical bills. Opponents point to the rising rates resulting in people dropping their insurance completely. "They're doing without it right now, there's people driving right now without insurance," says Jacobs. "Which will make it hard for us to keep ours and be afraid to drive in Louisiana," says Quinn. If signed by Governor Bobby Jindal, the hike will take place in the year 2010. "Liability isn't that expensive but when your talking about paying fifty to sixty dollars and doing it every week, cost is a cost," says driver, Cayley Wilkerson. And who knows what the cost of gas will be in 2010, or how the economy will be shaping up.