Clean-up is under way after Monday's storms, but what's next? Here are three helpful tips from an insurance agent that they say will make the claims process much easier.
The first tip from Kyle Allen with State Farm is to make temporary repairs. He says one of the biggest mistakes people make is leaving their house open to the elements instead of patching it up. By simply buying a tarp to cover any holes in your roof, you can save yourself and the insurance company trouble and money.
The second is to make a record of all of your belongings by means of an inventory, video, or pictures. This includes everything inside your home, and your house itself. Allen recommends updating this inventory once a year or every time improvements are made to your house.
Allen says there are a few things that may not be completely covered. Some of those items include guns and jewelry. He says it's important to have conversations with your agent to make sure you have coverage on everything you want covered.
The third tip, as soon as it's safe, is to asses and report damage to your home or property to your agent as soon as possible. The faster a claim is made, the faster you can be covered. This may include your provider finding you a place to stay while your home is inhabitable.
For more information about filing a storm damage claim click here.
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