Caddo Parish Teachers’ Federal Credit Union - KSLA News 12 Shreveport, Louisiana News Weather & Sports

BENEFITS OF CPTFCU MEMBERSHIP!

At Caddo Parish Teachers ’ Federal Credit Union you are more than a customer - you are an owner.
Our staff and management take privilege in providing each member with convenient and courteous service.

 

NCUA

National Credit Union Administration

An agency of the U.S. Government that insures each members account up to $100,000 and IRA accounts up to $200,000 at no extra cost to you.

 

EASY ACCESS TO MEMBERSHIP

You can open a share/savings account with a $25.00 minimum deposit. There is no monthly service fee.

SHARE/SAVINGS ACCOUNT SERVICES

All accounts offer competitive rates and terms.

  • Primary share/savings account
  • Share certificate of deposit
  • IRA

Consider opening a special savings account for your children or a special purpose, such as a vacation or Christmas. Simplify it by using direct deposit or payroll deduction.

SHARE DRAFT/CHECKING SERVICES

  • NO monthly service charge
  • NO minimum balance requirement
  • NO per check fee
  • NO per deposit fee
  • NO fee to see a teller
  • Direct deposit and payroll deduction
  • Debit card/ATM card
  • 24-Hr Phone Banking – 877-778-7014

Overdraft Services – Overdraft Protection & Courtesy Pay for qualifying accounts

OVERDRAFT SERVICES

We offer protection for non-sufficient funds (NSF) check charges.

  • Overdraft Protection – Funds are transferred from savings or other CPTFCU accounts for a fee of $1.00 per transaction.
  • Courtesy Pay – CPTFCU will pay over drafts amounting up to $500.00 on qualifying accounts. Normal NSF charges apply to each overdraft. For additional information contact a customer service representative.

    (Some Restrictions Apply)

LENDING SERVICES

Caddo Parish Teachers’ Federal Credit Union will partner with you to structure a loan to meet your needs. Make CPTFCU your first stop when you (LOAN SHOP).

  • New and used vehicles
  • New and used RVs, boats, etc.
  • Signature loans

(*Annual Percentage Rate)

ADDITIONAL SERVICES

  • Wire transfers
  • Western Union
  • NADA, Kelly Blue Book
  • Direct deposit/payroll deduction
  • Phone Banking
  • GAP Insurance, Vehicle Extended Warranty, Credit Life and Credit Disability on loans

COMING SOON!

  • Website
  • Service Center access
  • Online banking
 
 
 
 
 

 

 

 
 
 
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